:root{--ink:#0F1E2E;--ink2:#34495C;--mut:#4A6075;--navy:#0F2C4F;--navy2:#0A1F38;--green:#16835A;--green2:#0E6B48;--mint:#DDF0E7;--line:#E1E8EE;--bg2:#F3F7F5;--r:18px}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font:400 16px/1.6 Inter,system-ui,sans-serif;color:var(--ink);background:#fff;-webkit-font-smoothing:antialiased}
img{display:block;max-width:100%;object-fit:cover;background:#DDE7EE}
a{color:var(--green2);text-decoration:none}a:hover{color:var(--navy)}
h1,h2,h3,h4{font-family:'Plus Jakarta Sans',Inter,sans-serif;color:inherit;margin:0;letter-spacing:-.02em}
h1{font-size:clamp(36px,5vw,58px);line-height:1.05;font-weight:800}
h2{font-size:clamp(28px,3.4vw,42px);line-height:1.12;font-weight:800}
h3{font-size:19px;line-height:1.3;font-weight:700;letter-spacing:-.01em}
p{margin:0}
.wrap{max-width:1240px;margin:0 auto;padding:0 24px}
.narrow{max-width:900px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;z-index:99;background:#fff;padding:10px}
.eyebrow{display:block;font:700 13px Inter,sans-serif;letter-spacing:.12em;text-transform:uppercase;color:var(--green2);margin-bottom:12px}
.dark .eyebrow{color:#7FD6B1}
.lead{font-size:19px;line-height:1.6;color:var(--ink2);max-width:600px}.lead.sm{font-size:17px;margin-top:16px}
.muted{color:var(--mut)}.sm{font-size:14px}.center{text-align:center}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:13px 22px;border-radius:12px;background:var(--green);color:#fff;font:700 15px Inter,sans-serif;border:0;cursor:pointer;transition:background .15s,transform .15s}
.btn:hover{background:var(--green2);color:#fff;transform:translateY(-1px)}
.btn-lg{font-size:16px;padding:16px 26px}
.btn-block{width:100%}
.btn-ghost{background:transparent;border:1.5px solid rgba(255,255,255,.45);color:#fff}.btn-ghost:hover{background:rgba(255,255,255,.1)}
.phero .btn-ghost,.hero .btn-ghost{border-color:#9DB0C3;color:var(--navy)}.phero .btn-ghost:hover{background:#fff;color:var(--navy)}
.btn-ghost-dark{background:#fff;color:var(--ink);border:1.5px solid #C9D6E2}.btn-ghost-dark:hover{background:#F3F6F9;color:var(--ink)}
.textlink{font-weight:700}
/* utility + header */
.util{background:var(--navy);color:#D5E2EF;font-size:13px}
.utilin{display:flex;flex-wrap:wrap;justify-content:space-between;gap:6px 24px;padding-top:9px;padding-bottom:9px}
.utilr{display:flex;gap:22px;flex-wrap:wrap}.util a{color:#fff;font-weight:600}
.hdr{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.97);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.hdrin{display:flex;align-items:center;justify-content:space-between;gap:20px;padding-top:14px;padding-bottom:14px}
.brand{display:flex;align-items:center;gap:11px;color:var(--ink)}
.brand span{display:flex;flex-direction:column;line-height:1.1}.brand b{font:800 19px 'Plus Jakarta Sans',sans-serif}.brand small{font:600 10.5px Inter,sans-serif;letter-spacing:.15em;color:var(--mut)}
.brand.light{color:#fff}.brand.light small{color:#9FB3C8}
.nav{display:flex;align-items:center;gap:6px;font:600 15px Inter,sans-serif}
.nav>a,.ddbtn{color:var(--ink);padding:10px 12px;border-radius:10px;background:none;border:0;font:inherit;cursor:pointer;display:flex;align-items:center;gap:6px}
.nav>a:hover,.ddbtn:hover{background:#F1F5F8}
.dd{position:relative}
.ddmenu{position:absolute;top:100%;left:0;min-width:290px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:10px;box-shadow:0 24px 50px -20px rgba(15,44,79,.35);display:none;flex-direction:column}
.dd:hover .ddmenu,.dd:focus-within .ddmenu{display:flex}
.ddmenu a{padding:10px 12px;border-radius:10px;color:var(--ink);font-weight:500}.ddmenu a:hover{background:var(--bg2);color:var(--green2)}
.ddmenu .ddall{font-weight:700;color:var(--green2);border-top:1px solid var(--line);margin-top:6px;padding-top:12px;border-radius:0}
.hdrcta{display:flex;align-items:center;gap:14px}.phone{font-weight:700;color:var(--navy);white-space:nowrap}
.burger{display:none;width:46px;height:46px;border:1px solid var(--line);border-radius:12px;background:#fff;flex-direction:column;align-items:center;justify-content:center;gap:5px;cursor:pointer}
.burger span{width:20px;height:2px;background:var(--ink);border-radius:2px}
.mnav{display:none}
body.menu .mnav{display:flex;flex-direction:column;padding:8px 24px 20px;max-height:70vh;overflow:auto;border-top:1px solid var(--line)}
.mnav a{padding:12px 4px;border-bottom:1px solid #EEF2F5;color:var(--ink);font-weight:600}.mnav .btn{margin-top:14px;color:#fff;border:0}
/* hero */
.hero{background:var(--bg2);overflow:hidden}
.herogrid{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;padding-top:64px;padding-bottom:84px}
.herotext{display:flex;flex-direction:column;gap:22px}
.badge{align-self:flex-start;font:700 12px Inter,sans-serif;letter-spacing:.1em;text-transform:uppercase;color:var(--green2);background:var(--mint);padding:8px 13px;border-radius:999px}
.picker{background:#fff;border:1px solid #DCE5EC;border-radius:20px;padding:24px;display:flex;flex-direction:column;gap:16px;box-shadow:0 22px 44px -26px rgba(15,44,79,.4)}
.picker b{font:700 16px 'Plus Jakarta Sans',sans-serif}.picker small{color:var(--mut);font-size:13px}
.chips{display:flex;flex-wrap:wrap;gap:9px}
.chip input,.opt input{position:absolute;opacity:0;pointer-events:none}
.chip span{display:inline-flex;align-items:center;min-height:44px;padding:10px 15px;border-radius:999px;border:1.5px solid #C9D6E2;font:600 14px Inter,sans-serif;cursor:pointer;transition:.15s}
.chip span:hover{border-color:var(--navy)}
.chip input:checked+span{background:var(--navy);border-color:var(--navy);color:#fff}
.chip input:focus-visible+span,.opt input:focus-visible+span{outline:3px solid #7FB3E8;outline-offset:2px}
.heroimg{position:relative}
.heroimg img{width:100%;border-radius:28px;box-shadow:0 40px 80px -40px rgba(15,44,79,.55)}
.float{position:absolute;background:#fff;border-radius:16px;padding:15px 18px;display:flex;gap:13px;align-items:center;box-shadow:0 20px 40px -18px rgba(15,44,79,.5)}
.float span{display:flex;flex-direction:column;line-height:1.3}.float b{font:700 15px 'Plus Jakarta Sans',sans-serif}.float small{font-size:13px;color:var(--mut)}
.f1{left:-30px;bottom:54px}.f2{right:-18px;top:46px;background:var(--navy);color:#fff;flex-direction:column;align-items:flex-start;gap:0}.f2 b{font-size:26px;font-weight:800}.f2 small{color:#C7D6E6}
.okic{width:44px;height:44px;border-radius:12px;background:var(--mint);display:flex!important;align-items:center;justify-content:center;flex:none}
.okic svg{width:22px;height:22px;fill:none;stroke:var(--green2);stroke-width:2.4}.okic.big{width:68px;height:68px;border-radius:20px}.okic.big svg{width:34px;height:34px}
/* trust */
.trust{border-bottom:1px solid var(--line)}
.trustgrid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px;padding-top:30px;padding-bottom:30px}
.trustgrid div{display:flex;flex-direction:column;gap:3px;padding-left:16px;border-left:3px solid var(--mint)}
.trustgrid b{font:800 21px 'Plus Jakarta Sans',sans-serif}.trustgrid span{font-size:14px;color:var(--mut)}
.carriers .carrin{display:flex;flex-wrap:wrap;align-items:center;gap:12px 36px;padding-top:26px;padding-bottom:26px;color:#5A6E80;font:700 18px 'Plus Jakarta Sans',sans-serif}
.carriers .eyebrow{margin:0;color:var(--mut)}.carriers .muted{font:500 15px Inter,sans-serif}
/* sections */
.sec{padding:96px 0}.sec.alt{background:var(--bg2)}.sec.dark{background:var(--navy);color:#fff}
.head{margin-bottom:44px;max-width:760px}.head.center{margin-left:auto;margin-right:auto;text-align:center}
.head.row{max-width:none;display:flex;flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:20px}.head.row>div{max-width:680px}
.covgrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(270px,1fr));gap:20px}
.covcard{display:flex;flex-direction:column;gap:12px;padding:28px;border:1px solid var(--line);border-radius:var(--r);background:#FBFCFD;color:var(--ink);transition:.2s}
.covcard:hover{border-color:#B9CCDD;box-shadow:0 22px 40px -28px rgba(15,44,79,.45);transform:translateY(-3px);color:var(--ink)}
.covcard p{color:var(--mut);font-size:15px;line-height:1.55}.more{margin-top:auto;font-weight:700;font-size:14px;color:var(--green2)}
.ico{width:50px;height:50px;border-radius:13px;background:#E7EEF6;display:flex;align-items:center;justify-content:center}
.ico svg{width:24px;height:24px;fill:none;stroke:var(--navy);stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.indgrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:22px}
.indcard{display:flex;flex-direction:column;border-radius:22px;overflow:hidden;background:#163A63;color:#fff;transition:.2s}
.indcard:hover{transform:translateY(-4px);color:#fff;box-shadow:0 30px 50px -30px rgba(0,0,0,.6)}
.indcard img{height:230px;width:100%}
.indcard div{padding:22px 24px 26px;display:flex;flex-direction:column;gap:8px}.indcard h3{font-size:21px}.indcard p{color:#C7D6E6;font-size:15px}
.steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.steps div{padding:34px;border-radius:22px;background:var(--bg2);display:flex;flex-direction:column;gap:12px}
.steps b{font:800 46px 'Plus Jakarta Sans',sans-serif;color:var(--green)}.steps h3{font-size:21px}.steps p{color:var(--mut)}
.split{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}.split .head{margin:0}
.split2{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.imgframe{position:relative}.imgframe img{width:100%;aspect-ratio:5/4;border-radius:26px}
.prose{display:flex;flex-direction:column;gap:18px;font-size:17px;line-height:1.7;color:var(--ink2)}
.cmp{margin-top:26px;border:1px solid #DCE5EC;border-radius:18px;overflow:hidden;background:#fff;font-size:15px}
.cmprow{display:grid;grid-template-columns:1.2fr 1fr 1fr;border-top:1px solid #EAF0F4}.cmprow span{padding:14px 18px}.cmprow span:first-child{font-weight:600}
.cmphead{background:var(--navy);color:#fff;font-weight:700;border:0}.cmphead span:last-child{color:#C7D6E6}
.cmprow .us{color:var(--green2);font-weight:700}.cmprow span:last-child{color:#5A6E80}
.pers{display:grid;grid-template-columns:1.1fr 1fr 1fr;gap:24px;align-items:stretch}.pers>div{display:flex;flex-direction:column;justify-content:center}
.perscard{border-radius:22px;overflow:hidden;border:1px solid var(--line);color:var(--ink);display:flex;flex-direction:column;transition:.2s}
.perscard:hover{transform:translateY(-3px);color:var(--ink);box-shadow:0 24px 44px -30px rgba(15,44,79,.5)}
.perscard img{height:260px;width:100%}.perscard div{padding:22px 24px}.perscard p{color:var(--mut);font-size:15px;margin-top:4px}
.reviews{display:grid;grid-template-columns:repeat(auto-fill,minmax(320px,1fr));gap:20px}
.review{margin:0;background:#fff;border-radius:18px;padding:28px;border:1px solid #DCE5EC;display:flex;flex-direction:column;gap:14px}
.stars{color:#D69517;letter-spacing:3px;font-size:18px}.review blockquote{margin:0;font-size:16px;color:var(--ink2)}.review figcaption{font-weight:700;font-size:14px}
.pills{display:flex;flex-wrap:wrap;gap:10px}.pills span,.pills a{font:600 14px Inter,sans-serif;padding:10px 15px;border-radius:999px;background:#EEF3F7;color:var(--navy)}
.pills a{background:var(--navy);color:#fff}.pills a:hover{background:var(--green)}
.cities{margin-top:24px}
.addrcard{position:absolute;left:20px;bottom:20px;right:20px;background:#fff;border-radius:16px;padding:16px 18px;display:flex;flex-direction:column;gap:2px;box-shadow:0 18px 36px -18px rgba(15,44,79,.5);font-size:14px;color:var(--mut)}
.addrcard b{color:var(--ink);font-size:15px}.addrcard a{font-weight:700}
/* faq */
.faqs{display:flex;flex-direction:column;gap:12px}
.faq{background:#fff;border:1px solid var(--line);border-radius:16px;padding:0 26px}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:22px 0}
.faq summary::-webkit-details-marker{display:none}.faq h3{font-size:18px}
.plus{flex:none;width:28px;height:28px;border-radius:50%;background:var(--bg2);position:relative}
.plus::before,.plus::after{content:'';position:absolute;left:8px;right:8px;top:13px;height:2px;background:var(--navy);transition:.2s}
.plus::after{transform:rotate(90deg)}.faq[open] .plus::after{transform:rotate(0)}
.faq p{padding:0 0 22px;color:var(--mut);font-size:16px}
/* page hero */
.phero{background:linear-gradient(180deg,#F3F7F5,#fff)}
.pherogrid{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center;padding-top:40px;padding-bottom:72px}
.pherotext{display:flex;flex-direction:column;gap:20px}
.pheroimg img{width:100%;aspect-ratio:1/1;border-radius:28px;box-shadow:0 40px 80px -42px rgba(15,44,79,.55)}
.phero.slim .pheroimg img{aspect-ratio:4/3}
.crumbs{font-size:13px;color:var(--mut)}.crumbs a{color:var(--mut)}.crumbs span{margin:0 4px}.crumbs [aria-current]{color:var(--ink);font-weight:600;margin:0}
.btnrow{display:flex;flex-wrap:wrap;gap:12px}
.ticks{display:flex;flex-wrap:wrap;gap:8px 22px;font-size:14px;color:var(--mut);font-weight:600}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(340px,1fr));gap:18px}
.card{display:flex;gap:16px;padding:26px;border-radius:18px;border:1px solid var(--line);background:#fff}
.card p{color:var(--mut);font-size:15px;margin-top:6px}.dot{flex:none;width:12px;height:12px;border-radius:50%;background:var(--green);margin-top:7px}
.checks{list-style:none;padding:0;margin:22px 0;display:flex;flex-direction:column;gap:12px}
.checks li{display:flex;gap:12px;align-items:flex-start;font-size:16px}
.checks svg{flex:none;width:24px;height:24px;padding:4px;border-radius:7px;background:var(--mint);fill:none;stroke:var(--green2);stroke-width:3}
.cslb{margin-top:44px;display:grid;grid-template-columns:.8fr 1.2fr;gap:36px;padding:36px;border-radius:22px;background:var(--bg2)}
.cslb h3{font-size:26px}.cslb ol{margin:0;padding-left:22px;display:flex;flex-direction:column;gap:12px;font-size:16px;color:var(--ink2)}
.related{font-size:15px;line-height:2}.related b{margin-right:8px}
/* cta + footer */
.ctaband{padding:0 0 96px}.ctaband .ctabox{background:var(--navy);color:#fff;border-radius:28px;padding:56px;display:grid;grid-template-columns:1.4fr 1fr;gap:40px;align-items:center;background-image:radial-gradient(circle at 90% 10%,rgba(28,154,106,.35),transparent 45%)}
.ctabox p{color:#C7D6E6;font-size:18px;margin-top:12px}.ctabtns{display:flex;flex-direction:column;gap:12px}
.ftr{background:var(--navy2);color:#B9C9D9;font-size:14px}
.ftrgrid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:40px;padding-top:64px;padding-bottom:40px}
.ftr h4{color:#fff;font-size:15px;margin-bottom:12px}.ftr a{display:block;color:#B9C9D9;padding:4px 0}.ftr a:hover{color:#fff}
.ftrbrand p{margin:16px 0}.ftr address{font-style:normal;line-height:1.7}.ftr address a{display:inline;color:#fff;font-weight:600}
.ftrbot{display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;padding-top:22px;padding-bottom:32px;border-top:1px solid #1E3757;font-size:12.5px;color:#8EA3B8}
.mobilecall{display:none}
/* quote */
.qwrap{background:var(--bg2);padding:48px 0 96px}
.qgrid{display:grid;grid-template-columns:1.5fr 1fr;gap:36px;align-items:start}
.qcard{background:#fff;border-radius:24px;padding:40px;border:1px solid #DCE5EC}
.qprog{display:flex;flex-direction:column;gap:10px;margin-bottom:26px;font:700 13px Inter,sans-serif;letter-spacing:.1em;text-transform:uppercase;color:var(--green2)}
.bar{height:6px;background:#E7EEF4;border-radius:99px;overflow:hidden}.bar i{display:block;height:100%;background:var(--green);border-radius:99px;transition:width .3s}
.qpane{display:none;border:0;padding:0;margin:0;min-width:0}.qpane.on{display:block}
.qpane legend{padding:0;margin-bottom:18px}.qpane h1,.qpane h2{font-size:32px;line-height:1.15}
.opts{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:12px;margin-top:18px}.opts.small{grid-template-columns:repeat(auto-fill,minmax(200px,1fr));margin-top:8px}
.opt span{display:flex;align-items:center;min-height:56px;padding:14px 18px;border-radius:14px;border:1.5px solid #C9D6E2;font:600 15px Inter,sans-serif;cursor:pointer;transition:.15s}
.opt span:hover{border-color:var(--navy)}.opt input:checked+span{border-color:var(--navy);background:#EAF1F8;box-shadow:inset 0 0 0 1px var(--navy)}
.fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.fields label,.fields fieldset{display:flex;flex-direction:column;gap:6px;font-weight:600;font-size:14px}.fields .full{grid-column:1/-1}
.fields fieldset{border:0;padding:0;margin:0}.fields legend{font-weight:600;font-size:14px;margin-bottom:4px}
input:not([type=radio]):not([type=checkbox]),textarea{font:400 16px Inter,sans-serif;padding:13px 14px;border:1.5px solid #C9D6E2;border-radius:12px;min-height:48px;width:100%;color:var(--ink);background:#fff}
input:focus,textarea:focus{outline:3px solid #BFE3D2;border-color:var(--green)}
.qnav{display:flex;justify-content:space-between;gap:12px;margin-top:30px;padding-top:22px;border-top:1px solid #E8EEF3}
.qerr{color:#B42318;font-weight:600;margin-top:10px;min-height:1em}
.done{display:flex;flex-direction:column;gap:16px;align-items:flex-start;padding:10px 0}.done p{color:var(--mut);font-size:17px;max-width:520px}
.qside{display:flex;flex-direction:column;gap:20px}
.qwhy{background:var(--navy);color:#fff;border-radius:24px;padding:32px}.qwhy h2{font-size:22px}.qwhy .checks li{color:#D5E2EF}
.qcontact{background:#fff;border-radius:24px;padding:26px;border:1px solid #DCE5EC;display:flex;flex-direction:column;gap:4px;font-size:14px;color:var(--mut)}.qcontact b{color:var(--ink)}.qcontact a{font-weight:700;font-size:16px}
.formcard{background:#fff;border:1px solid #DCE5EC;border-radius:24px;padding:36px;display:flex;flex-direction:column;gap:22px;box-shadow:0 22px 44px -32px rgba(15,44,79,.4)}
.formok{color:var(--green2);font-weight:700}
.contactinfo{display:flex;flex-direction:column;gap:26px}.contactinfo .eyebrow{margin-bottom:4px}.contactinfo .big{font:800 30px 'Plus Jakarta Sans',sans-serif;color:var(--navy)}.contactinfo address{font-style:normal;font-size:18px}
/* responsive */
@media (max-width:1100px){.nav{display:none}.burger{display:flex}.ftrgrid{grid-template-columns:1fr 1fr}}
@media (max-width:900px){
.herogrid,.pherogrid,.split,.split2,.qgrid,.ctaband .ctabox,.cslb,.pers{grid-template-columns:1fr}
.herogrid{padding-top:36px;gap:40px}.trustgrid{grid-template-columns:1fr 1fr}.steps,.reviews{grid-template-columns:1fr}
.f1{left:12px;bottom:16px}.f2{right:12px;top:16px}.sec{padding:68px 0}.ctaband .ctabox{padding:36px 26px}
.phone{display:none}.util .utilin>span:first-child{display:none}
.mobilecall{display:flex;position:fixed;left:12px;right:12px;bottom:12px;z-index:50;justify-content:center;padding:15px;border-radius:14px;background:var(--green);color:#fff;font-weight:700;box-shadow:0 12px 30px -10px rgba(0,0,0,.4)}
.ftr{padding-bottom:70px}}
@media (max-width:560px){.fields{grid-template-columns:1fr}.ftrgrid{grid-template-columns:1fr}.qcard{padding:24px}.hdrcta .btn{display:none}.cmprow{font-size:13px}.cmprow span{padding:10px}}
/* refinements */
.nav>a,.ddbtn,.btn,.phone{white-space:nowrap}
.nav>a,.ddbtn{padding:10px 10px}
.covgrid{grid-template-columns:repeat(auto-fill,minmax(320px,1fr))}
@media (max-width:1280px){.hdrcta .phone{display:none}}
@media (max-width:900px){.f2{display:none}.f1{bottom:16px}}