Insurance for Importers & Exporters in California

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Protecting Your Goods From Port to Warehouse — and Beyond

Importing and exporting goods comes with a unique set of risks: damaged shipments, delays, lost containers, supplier issues overseas, and liability for products manufactured outside the U.S. Whether your cargo flows through the Port of Los Angeles, Port of Long Beach, LAX air cargo, or regional distribution points in San Pedro, Wilmington, or the Inland Empire, you need insurance tailored to the complexity of global trade.


We help California importers and exporters secure reliable coverage for cargo, warehousing, product liability, and supply chain disruptions — so you can run your business without worrying about every link in the logistics chain.

What Importers & Exporters Ask Us Most

Common concerns we hear from import/export businesses include:

  • “Is my cargo covered from the moment it leaves the manufacturer overseas?”


  • “Do I need insurance if my supplier claims they already have a policy?”


  • “How do I protect goods moving between ports, warehouses, and customers?”


  • “What exposures do I face if a product I import causes injury or damage?”


  • “Who handles claims if something happens overseas?”

We simplify these questions and build coverage that fits your exact flow of goods.

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Supporting California’s Global Trade Corridors

We insure importers and exporters operating throughout Southern California, including:

  • Port of Los Angeles

  • Port of Long Beach

  • LAX Air Cargo

  • San Pedro & Wilmington

  • Port of Long Beach

  • Los Angeles County

  • Ventura County

  • Port of Long Beach

  • Inland Empire distribution centers

Whether you manage a single supply chain or multiple international routes, we help ensure your insurance keeps pace with your global operations.

What’s Included in an Importer/Exporter Insurance Package

Import/export operations require layered protection. Your package may include:

  • Ocean Cargo Insurance: Protects goods during international sea transport.


  • Air Cargo Coverage: For high-value or time-sensitive shipments via LAX and other hubs.


  • Inland Marine / Transit Coverage: Goods transported between ports, warehouses, and customers.


  • Warehouse-to-Warehouse Protection: Continuous coverage from origin to final delivery point.


  • Product Liability: Protects against injuries or damage caused by imported goods.


  • Commercial Property: Safeguards inventory stored in California warehouses.


  • Business Income & Contingent BI: Protects revenue from supply chain setbacks.


  • Workers’ Comp: Covers employees involved in handling, warehousing, and logistics.

Coverage is tailored to your shipping routes, Incoterms, product categories, and distribution partners.

Importer & Exporter Insurance FAQs

  • Do I need cargo insurance if the overseas supplier provides coverage?

    Often their coverage is limited or ends at the port. We recommend verifying terms — and securing your own coverage for full protection.

  • Does cargo insurance cover goods while stored in a warehouse?

    Standard cargo policies may not. Warehouse coverage ensures inventory is protected before or after transit.

  • Can I insure goods shipped from multiple countries?

    Yes. We build policies that cover worldwide sources and multiple logistics routes.

  • What if a product manufactured overseas causes injury in the U.S.?

    Importers can be held liable. Product liability coverage protects your business from these claims.

  • Do you help with certificates for large retail customers?

    Absolutely — we assist with COIs and additional insured requirements for national accounts.

Ready to Protect Your Global Supply Chain?

Send us shipment details, current policies, or contract requirements — we’ll review everything and build a coverage plan tailored to your import/export operations. Whether you move goods through Los Angeles, Long Beach, or internationally, we make sure your insurance keeps up with your business.