Personal Insurance Solutions for California Clients

Specialty home and auto protection designed for individuals who want trusted guidance and dependable coverage.

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Coverage Designed for Your Personal Needs

While our agency is known for commercial insurance expertise, many of our business clients also trust us with their personal policies. We provide select personal insurance solutions — including high-value homeowners insurance and auto/motorcycle coverage — to help simplify your protection under one trusted advisor. As an independent broker, we compare multiple carriers to secure strong coverage for unique homes, high-fire-zone properties, family vehicles, and specialty risks across California.

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Our Personal Insurance Services

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We specialize in protecting luxury, custom-built, and high-fire-zone homes with coverage that standard carriers often decline. Whether you’re safeguarding a primary residence or a second home, we match you with insurers that understand unique California risks.

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From daily-use family vehicles to motorcycles and specialty autos, we help you find dependable coverage that fits your driving habits and budget. Access competitive rates, multi-policy options, and personalized support when you need it.

Why Choose Us

Why Clients Trust Us With Their Personal Insurance

Benefit 1

One Advisor for All Your Insurance

Many business owners prefer a single point of contact. We help streamline both business and personal policies so coverage stays consistent and easy to manage.

Benefit 2

High-Value & Hard-to-Place Home Expertise

California’s wildfire and high-risk regions require specialized knowledge. We work with carriers that offer solutions for homes that may be declined by standard markets.

Benefit 3

Independent Broker Advantage

We compare multiple insurers — not just one — to find the right mix of price, coverage, and service for your personal needs.

Benefit 4

Personal Support, Every Step

With direct access to Ed, you get responsive, concierge-style guidance for your home and auto policies anytime questions arise.

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Common Questions About Personal Insurance

  • Can my business insurance agent also handle personal insurance?

    Yes. Many of our business clients choose to bundle their personal coverage with us for convenience and continuity.

  • Do you insure high-value or hard-to-place homes?

    Absolutely. We work with multiple carriers that specialize in high-value and wildfire-exposed properties across California.

  • Can I bundle my home and auto insurance?

    Yes. Bundling can provide better pricing and allow us to manage your policies more efficiently.

  • Do you offer personal insurance for non-business clients?

    Yes — anyone in California needing home or auto protection is welcome, though many of our clients come through business relationships.

  • What information do I need for a personal insurance quote?

    For homes: property details, construction type, value, updates, and location.


    For vehicles: driver details, VINs, usage, and current policies.


     We make the process simple and guide you step-by-step.

Ready to Protect What Matters Most?

Whether you need high-value home insurance or coverage for your vehicles, our team is here to help you make confident decisions. Contact us today to discuss your personal insurance needs.