Industry-Focused Commercial Insurance in California

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Smart, Reliable Coverage for California Businesses

Commercial insurance protects your business from financial risks involving property, liability, vehicles, and employees. Whether you run a shop in La Crescenta, a restaurant in Glendale, a warehouse in the San Fernando Valley, or a professional service firm in Pasadena, you need coverage that reflects your industry, contracts, and daily operations. With over 30 years of experience, we help California businesses build comprehensive commercial insurance packages — balancing price, coverage, and simplicity.

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Commercial Insurance Solutions by Industry

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Retail businesses face risks from foot traffic, theft, and inventory loss. Retail insurance can include general liability, commercial property, business interruption, and optional coverage for equipment or signs.

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Restaurants and bars face unique exposures — from guest injuries to liquor liability and kitchen equipment losses. We tailor packages that may include general liability, property, liquor liability, workers’ comp, and business interruption.

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Importer & Exporter Insurance

Designed for businesses moving goods internationally or through California ports. Coverage options may include cargo, warehouse, inland marine, commercial auto, and product liability.

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Wholesalers face warehouse, inventory, and logistics risks — especially near ports, distribution corridors, and Inland Empire transit routes. Coverage can include property, inventory, product liability, commercial auto, and inland marine.

What’s Included in a Commercial Insurance Package

Commercial insurance typically combines several essential policies to protect your business from multiple angles. Here’s a simple breakdown:

  • Business Owners Policy (BOP): Bundles general liability + commercial property.



  • Commercial Property: Protects buildings, equipment, improvements, and inventory.




  • Commercial Umbrella: Provides additional liability limits for larger exposures.

We help you choose which components your business actually needs — no unnecessary add-ons.

Your Commercial Insurance Questions Answered

  • What is commercial insurance for a small business in California?

    It’s a combination of liability, property, auto, and workers’ comp policies designed to protect your business from financial losses.

  • Do I need a BOP (Business Owners Policy)?

    A BOP is ideal for businesses with physical locations, inventory, or customer foot traffic. It bundles coverage and often reduces cost.

  • How much does a commercial insurance package cost?

    Pricing depends on industry, size, payroll, vehicles, and risk. We compare multiple carriers to find the best value.

  • Can you help with certificates of insurance (COIs)?

    Yes — contractors, retailers, wholesalers, and restaurants frequently need COIs. We provide fast turnaround, often same-day.

  • Are you a commercial insurance broker near La Crescenta or Glendale?

    Yes — we serve businesses across La Crescenta, Glendale, Montrose, Burbank, Pasadena, Los Angeles County, Ventura County, Orange County, and all of California.

Ready to Build the Right Commercial Insurance Package?

Whether you run a retail shop, restaurant, warehouse, or service-based business, we help you get the coverage you need — backed by quick responses, personal attention, and clear guidance.